That is a bit vague lol... OK try to flip a property with out doing anything to it even in the next boom market... let us know how it goes.  While it is techniclly (highly not likely) possible to find a house you could flip without renovation, people who make money regularly on flipping houses look for property that is distressed.

I dont believe or assume anything in this particualr case and was only disproving what you and another were assuming.

Which was settled out of court without the bank ever having to cough up records of loan applications that might have proven things one way or another.

I live in California and my uncle has flipped several houses and wouldnt touch a house he thought was only 15-20% mark up there are still other costs in selling a house.  Please try to flip a house in the next boom market without doing anything to it and see how profitable it is.

Whatever or whoever cause the financial crisis, we should still be more optimistic in gaining back the economy in it's good shape. Because honestly all of us are truly affected in many ways, not only financially but emotionally.

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a cap on payday loans, or at least talking about it, has talked in many states in the U.S. Ohio and New Hemisphere were among the most recent to pass a cap on payday loans, which more or less are death sentences to the lenders in those states. It seems like the wrong move when the idea is that we need to boost the economy so it can recover. Getting rid of the lenders isn’t the smartest move, because the product is in demand, largely in thanks to the decline in purchasing power of the average citizen. Not to mention the fact that driving out a not only millions but multi-billion dollar a year industry of your state is never a great idea, which is why it benefits no one to put a cap of payday loans.

I miss the dancing penguin.

I like this one....it reminds me of the "deputy dawg" cartoon!