Offworld Forums
Has anyone else noticed any effect on game play from having excess debt? I tend to just keep outbidding the computers and ignoring my debt.
I think a better solution would be for a interest payment to be deducted from the cash balance on a daily basis rather than having the debt increase over time.
Debt decreases your stock value, so it makes it easier for opponents to buy you out. So having too much debt leaves you really vulnerable in the late game. I am not sure how much the AI does take advantage of it, but I assume players can buy your stock more effectively.
There IS interest applied as 10% at the end of each day. It doesn't affect the auction but too much debt will make it hard to upgrade to level 5.
Debt has two major consequences in the game:
- Lowers your stock price. This is the big one. If people are able to buy you cheap, then you'll get bought out earlier. This is the risk of running a lot of debt early - players can pick up your stock for $4-5k which can help them buy you out later in the game. (Or they get a payout.)
- No profit from power or pleasure dome. The money you're making from power and the pleasure dome go to pay off your debt first, so you're still making the money, but it's not liquid. If you're able to make the money as actual cash that you can use to buy things (other than auctions) then you can get ahead in the game.
-Scott-
the big disadvantage high debts is supposed to give is completly outperformed by buying other players stocks
if you need to increase your own stockvalue its 10x better to buy other players stocks for 10k than to decrease ur debt by 10k
people are buying the first auctioned claim for 8-10k even though you can get a free claim for 3k and another one for 4.5k from black market, because debt is so insignificant
you can buy extra claims at the black market
price depends on the number of claims you have, for me its usually 3k for the first and 4.5k for the 2nd at the point where the black market opens up
I found that your level of debt is not only something that is subtracted from your net worth in the calculations that determines your stock price, it is multiplied by 4 before it is subtracted. A large debt can hurt quite a bit. And it grows by 10% per night. A lot of debt is something that has cost me many games. Learning how to control my debt is something that had lead to great improvements in my game play.
Your handicap level also determines the multiplier by which your debt affects your stock price.
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