The retirement question is one that my husband and his colleagues have mulled over for years now. The military is letting people who are, as Rummy said, at the top of their game, walk away. There folks are in their early 40's (some are even in their late 30's), they've got the job experience, they've got the management skills, they've got the combat experience, they still have a hell of a lot to offer...and the military is either shoving them out of the door or is letting them walk away. It's silly, really. Instead of pushing them out, the military should be offering them incentives to stay. We need these people.....