Why do I start off with an outrageous debt in multiplayer?

from Stardock Forums

In multiplayer, I created my base and I immediately had 40k debt, another player had 8k and a third had 0. How come some players get a debt automatically in the beginning of the game. I find no mentions of this in release notes. Didn't happen in beta 6.

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Reply #1 from Stardock Forums Top

Reveal map is the default in beta 7, which means the earlier you found, the more debt you take. Watch for the debt counter in the middle of your screen and wait. However, it's worth noticing that often founding earlier than your opponents, even though it will cause some debt, is beneficial, because it allows you to grab better spot for your colony.