If you’re one of the 47 million Americans without health insurance, finding a place for insurance in your budget may seem like an insurmountable task. However, there are options out there, and the expenses involved in these options should be weighed against the cost of an unexpected medical emergency – a $ 50,000 emergency surgery is a lot harder to cope with than a few hundred dollars each month.  One option for lowering your costs is to consider a high-deductible health plan, which will give you a smaller monthly payment in exchange for a lower level of coverage.  It’s not ideal – you’ll have to pay out of pocket for any doctor’s appointments or tests until you reach your deductible – but it will prevent major medical expenses from causing you to go bankrupt.

...and that's the real fly in the ointment, isn't it? Why? Because we don't know how many of these people could have insurance, but just don't want it (too cheap, think they are invincible, whatever). Soon (if this bill is passed) they won't have a choice, except between insurance or a fine. Forced charity, or compassion, or whatever term you wish to choose. Of course nothing that would actually lower the medical costs and that's what congress doesn't want you to see. Where is the insurance portability? Across state line access? Tort reform? No the Democrat plan relies on continued suffering of the masses (without it a big portion of their constituents go away), wealth building for select partners (lawyers, and other faithful supporters), and the illusion on helping the unfortunate (those unwilling to see past the scam, blinded by the next entitlement), giving them just enough crumbs to keep them in power. Does anyone actually believe they have your best interest at heart?

You are correct.