Draginol Draginol

So many reasons to be against government controlled health care…

So many reasons to be against government controlled health care…

The current system has its flaws but it does something profoundly right:

Most people who have health insurance are paying for their own individual health insurance either directly or indirectly through their employer. They are paying into the system for what they get back.

Obama supporters dream of a different system where taxes pay for health insurance instead. The problem with that is that nearly half the population pay no net federal income taxes. 

People get this and they’re pissed off about being saddled with paying for yet another thing for the nearly half of the population who pay no net taxes.

A big reason I have such disdain for the federal government is that the people who don’t pay have not just a lot of control over how money is spent but have an incentive to get ever increasing goodies given to them. Health insurance is just the latest.

According to the 2008 exit polls, over 60% of the people who pay no net federal income taxes voted for Obama. Zip.

So yea, I’m sure they’d love to see the idea of health insurance paid for by tax payers, because it’s free for them.

But the remaining near half the population are stuck with the bill.

And that’s just one reason. Loss of freedom, rationed care, the unintended consequences of moving away from the free market are just a handful of other reasons.

But for me, one of my big frustrations is just getting sick of being stuck with the tab of paying for people who hide their parasitic demands behind the illusion of “compassion”.

61,132 views 140 replies
Reply #126 Top

If the government forces too low a price it won't have enough supply, meaning it'll need to raise prices to the market rate to ensure enough supply.
End of quote

Hearing is not the same as listening.  With UHC, 'raising prices' means raising taxes, and taxes, at least in a representative republic, are subject to the political process.  It's not just some 'management' decision, and there will be no 'market' rate - there will only be a calculation of what can be afforded, and just look at what a great track record the government has on that score.  As a practical matter, the government has already demonstrated it won't pay 'market' rates, even when there is a market.  Government actively suppresses prices artificially and the 'market rate' will be whatever the government decrees it to be.  The current administration is bent on eliminating the market, not promoting 'competition.'  They don't believe a word of that 'competition' rhetoric - it is purely a smokescreen to hide their intent, not to mention a despicable lie.  You want Venezuelan health care, fine, but are you really OK with them missing the mark and creating a shortage of physicians that may take decades to remedy?

You should spend a little time studying Nixon's fiasco with wage & price controls.

Reply #127 Top

If the government forces too low a price it won't have enough supply, meaning it'll need to raise prices to the market rate to ensure enough supply.
End of quote

To amplify, that sounds simple enough, doesn't it?  Supply a little too low? Nudge the price up a tad, all's well.  It's the seductive simplicity of the concept that fools some people into thinking a market can be centrally, and efficiently, controlled.  Central command & control bureaucracies are inherently inefficient, in fact are inefficient by design in order to minimize fraud & abuse, though never inefficient enough to prevent them.

Reply #128 Top

Those of us opposed to the government takeover of healthcare are not alone: WSJ

Reply #130 Top

:'(  How sad indeed that healthcare has become a commodity.

Reply #131 Top

The issue is not just about the cost. We need to keep in mind the care of those on the outside of our health care system. I am becoming aware of a growing number of employed Americans that are losing their Health Insurance as companies cut back on benefits to improve the bottom line. These are hard working people now suddenly faced with an insurance bill that for a family of four, is easly over $1000 per month. That is unacceptable.

Reply #132 Top

I am becoming aware of a growing number of employed Americans that are losing their Health Insurance as companies cut back on benefits to improve the bottom line.
End of quote

You are becoming aware of a lie.  They are cutting insurance because of Obamacare.  They cannot afford the cost, so are cutting it out.  The alternative is to go bankrupt and then no one has a paycheck OR health insurance.  That is the plan of the law. 

Reply #133 Top

How does one expect to add medical coverage to 30 million new people that for whatever reason (including not wanting it) did'nt have it, make pre-existing conditions a non-issue, and expect no additional cost for everyone to pay? Prior to Obama care 80% of Americans were happy with their health care. How many government services today have an 80% satisfaction rating? 

Reply #134 Top

Not many, but I can think of two.  The FAA's Civil Aviation Medical Institute and the Arizona DMV.

Well, you asked. :-"

Reply #135 Top

The government included a provision where "certain companies that can prove that they will have healthcare costs RISE and employees will lose coverage under obamacare get a one time 1 year exemption"... this one time exemption is to last conveniently after these midterm elections.

Currently McDonnalds and the NY Teachers union have each gotten an example for the their ~300K Employees, with a bunch of other companies having the same for a total of 1 million employees.

Most companies are either too small to have the means or too callous to care enough to get such an exemption, so you are seeing the first round of people losing coverage due to increasing costs due to the inefficiency of communism.

When the exemption ends (forever) next year you will see a new round, as teachers and McDonald employees and others all suddenly lose their their healthcare due to obama care.

The most amazing thing to me, is that you point at the CAUSE of the problem and say "This is the solution".

Those growing number of american's with insurance premium of 1000/mo because of disease? that is because that is how much it costs to TREAT disease. What you don't get is that under socialized care:

1. Cost per individual goes UP due to increased waste, mismanagement, and decreasing size of care (practices going under due to the extra load of compliance with a 2800 page bill, that costs money, you need a team that has read it and complies with it).

2. Individuals are simply denied care in order to keep costs down. (medicare and medicaid deny more then twice as much coverage then any private care; and in single payer countries people are denied care all the time)

Is it SAD that people get insane costs of care when they are very sick? yes.

Do I wish they could get all the treatment they needed for free, forever? yes.

Does a socialized system give them that? no, it actually makes things worse for them

You see, EVERY person, as they get older, develops chronic illness which causes potential health costs to go to infinity. People eventually cannot pay and go untreated. Their insurance is limited to certain cost of operation (so no 2 million dollar a shot experimental cure for you) etc... by nationalizing it you haven't solved this problem, you just moved the decision on when to cut someone off from care to the government. Lo and behold, the government, trying to keep costs manageable, cuts off the most expensive people to treat to keep costs down. So those people are flat out denied care (expensive treatments are not allowed under socialized care, or held in waiting lists until they die from said condition). Care they would have received under a private system...

now you might say "but you reduce the cost because the government isn't trying to make a profit!"... well, the government also isn't made of businessmen, so they mismanage the crap out of it. Healthcare organizations might gross billions, but their profit margins are in the 2 to 3% range. The losses due to government inefficiency are greater than the losses due to large business inefficiency (any large organization has to deal with inefficiency, great businessmen are the worlds best experts in doing so; but inefficiency is never completely eliminated) the government inefficiency extra cost also is greater than that 2 to 3% measily profit.

Then there is the issue of implementation, this SPECIFIC healthcare bill is not like its european cousins. It is 2800 pages long, that means you need whole organizations dedicated to following it, which greatly increases overhead costs. There are companies who literally all they do is manage compliance for your company, for a price. But a lot of private practices will close, which results in less care to go around between people.

Then there is the "no limit on malpractice", something that all socialized care countries have... this is because trial lawyers are huge obama donators.

Then there is the fact that "no prior conditions" means that people can and already DO abuse the system by NOT getting healthcare until they are sick, and canceling it as SOON as they are done getting treatment... what does that mean? well, in Massachusetts 95% of all people were on NON FOR PROFIT healthcare organizations that has gotten the obamacare treatment a few years later... people canceled policies in droves, then signed up when sick, got care, dropped it again. On average each of those renters took out 39x what he paid in. thats not 2 to 3% profit, that is 3800% loss per individual. The non for profit healthcare organizations wanted to raise prices to not go bankrupt, but the governor who nationalized them run on lower costs, so he ordered that costs be slashed. So they opened their books to the public to show they are going bankrupt and flat out STOPPED selling new policies, to anyone (since every policy was costing them 3800% loss)... resulting the governor making threats to throw them in jail... you got to first hand observe the total collapse of care in mass. last year. Just like child care collapsed in hawaii when they foolishly nationalized it. 

This Obamacare health nationalization bill is a messy POS and is one of the poorest pieces of legislation ever conceived.

Just an FYI, some healthcare reform is needed, the democrats MANDATED the HMOs via laws they passed in the 1970s, they said it was cruel that people didn't have care, so they passed laws that will result in people losing care and having less of it... under the guise of "compassion". It just so happens that the old laws were less stupid then this new one.

The old ones were bad because the dems thought that the way to have everyone have care is to force the EVIL TM capitalist scum businessmen TM who were they bosses to provide company care... They also limited healthcare plans to within one state only per plan, etc. this resulted in price increases and lock in... you can't quit your job or you lose healthcare, you can't move to another state you lose your care, you can't try to pay for it yourself, its too expensive due to the way its shared... oh, and there are no prior preconditions allowed, again. This causes the cost to employers to be much higher and forces companies to hire less people and pay them less money.

Now, aren't I just a cruel bastard with the no prior preconditions? well, it really SUCKS if you got cancer and nobody will give you care, it does. The thing is, cancer costs hundreds of thousands to MILLIONS to treat... per person, and a huge amount of people get it at SOME point in their life. And this is just cancer, there are other diseases... anyways, you need a lot of people to pay when healthy so that if/when you get sick you get paid back. that is the ONLY way to sustain it. By elimininating preconditions you allow predatory behavior towards insurance companies that results in those 3800% loss per individual, which just causes NOBODY to have healthcare. (of course that works for other diseases too). You should be paying when you don't have cancer to receive care when you do have cancer, otherwise you are trying to steal from everyone else, diminishing total available care, and directly resulting in the death of others who are unable to get proper insurance because you ripped off the system.

A huge problem with the employer lock in is that if you DID pay for 30 years while healthy, then you get sick, then you get fired for completely unrelated reasons a year or two later... well, you lose your care since you were fired! since it was never YOUR care, it was your bosses...

Insurance companies are not allowed to drop care to you because you got sick, and shouldn't be allowed to... you pay when healthy and if you get sick then they pay you back potentially your whole life, and much more then you paid in... that is why it is INSURANCE. Life insurance you pay 30$ a month while young and healthy, if you die your family gets a million dollars, much more than YOU paid, but most people don't die young and healthy... everyone benefits. But imagine that if you were to lose a job, move to another city or state, etc you lose your insurance... its random, its arbitrary, and its hurting the system and makes it dysfunctional... the solution is to make it illegal to tie insurance to a place of business or state. That the insurance is YOURS And it is yours for life, as long as you don't cancel it... that jobs that are required to provide insurance instead provide insurance money (money they pay your insurance on your behalf, because its YOUR insurance, not the company's insurance).

Reply #136 Top

As interesting as these comments are, it always amazes me to see an old article all of a sudden come back to the top.

Reply #137 Top

BTW. Something I approve of and think we need, is something like the FDIC insurance, for insurance... currently banks are insured, if you put your money in bank of america and it goes bankrupt, you don't lose your money, the government steps in and makes sure its there... likewise, if you paid for an insurance plan for 30 years, only to get cancer, then a year into treatment your insurance goes bankrupt... well, you shouldn't lose it in that case. But this is a huge far cry from the blatant mismanagement of nationalized insurance in general, and obamacare specifically (obama care being the worst example of legislature I have ever seen... what with being too big and bulky and unwieldy. they could have nationalized healthcare in a 30 page bill than anyone could read and comply with)

Reply #138 Top

Not many, but I can think of two. The FAA's Civil Aviation Medical Institute and the Arizona DAV.

Well, you asked.
End of quote

I haven't seen a national survey on either. The former, I doubt if many even know it exists (perhaps that helps) and the later only affects AZ. I could be wrong but I doubt many would give high marks to their DAV nationwide. Check Masons article.

Reply #139 Top

Healthcare organizations might gross billions, but their profit margins are in the 2 to 3% range.
End of quote

How do you know someone is going to lie?  They start out talking about the actual bucks a company makes and not the ROI.  They did it to Big Oil ($54b??????Outrageous!  Uh, what was the total revenue, so what was the ROI for that $54b?)

 

Reply #140 Top

Draginol writes:

Obama supporters dream of a different system where taxes pay for health insurance instead. 
End of quote

They can dream all they want.

The problem is that Obama and his cronies in majority in Congress enacted their dream into law.

This was unConstitutional as the Federal government has only the specific powers delegated to it by the US Constitution and THERE IS NOTHING IN THE CONSTITUTION ABOUT HEALTH INSURANCE, THUS THE FEDERAL GOVERNMENT CAN NOT REQUIRE ANYONE TO HAVE IT.