banned for in the majority of cases, it is way cheaper not to bother with insurance. The only reason I can justify it with a car is that, unlike your health, usually fucking around directly influences the lives of others and driving is not a right. The biggest scam part comes in how health insurance rates are communistic. If you offer the coverage for a given rate, deal with the loss if things go wrong. Don't squeeze everyone else to make it up on your end while still making a healthy profit.

Banned for needing justification to become a canadian.

-Twilight Storm

Edit: I am SO tired of the paste bugs in this forum, especially when they make it hard to clean up a reply when you notice that a stack of replies happened while you were typing. Can I ban the forum codebase without banning an overworked dev?

Banned

Deep though:

"One day when I was a boy, I visited my grandfather on the farm.  While I was there, I asked him about sex.  He told me that instead of telling me about it, he'd take me out to the horse range and show me.  So I followed him there and saw my parents.  Out on the horse range.  Having sex."

                                                         -Jack Handey

banned for that's how I need to teach my grandkids... and anyone else who broaches the subject.

Can't help you with the digressions... assuming that there really are any here.

Even homeowner's insurance is a scam. Stay off my property. My bullets bite worse than that broken fence.

Especially can't help you with the replies coming in before you. Once a page loads, it's a static imprint. Best I can suggest is to leave your post as is and just tack on an edit telling people how much you hate them for beating you to it. Back up with bullets as necessary.

Banned because car insurance is mandatory in the USA if you are driving. You can get fined and even go to jail for not having insurance on your vehicle.

Banned for old but still true and funny pic and for being on the other side of a nonexistent fence.

Banned for needing fencing lessons.

Banned because real swords are cool too.

Swords fail against guns, though.

banned because it depends on the gun and the environment.  Knives and swords can outperform and be more lethal.

A .50 cal sniper 500 yards away vs. a sword carrying maniac...  I'm giving it to the gun every time.

A small .22 of the palm sized variety, close quarters or hallway, I'm going with the swordsman every single time.

Banned because in close quarters, e.g. a cramped hallway, a pistol will be better than a sword. Sword needs some arm space to maneuver. A rapier, on the other hand, could be useful. Knives are also probably going to be better than a sword in a tight hallway.

Close combat, I am giving to the sword, as if you have the space to maneuver, it doesn't matter how much armor you have on, you're pretty dead.

Banned because they stare in disbelief at the person who just said this, facepalm, and ask to go straight back to the warzone where there are hopefully fewer idiots.

Banned because I may be sadly wrong, though I wouldn't know, having never been in a warzone.

Banned for not banning. Maybe we'll have to change your name to Draakjacht.