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How Do You "Solve" the Health Care Problems?

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How Do You "Solve" the Health Care Problems?

from JoeUser Forums

One of the big debates in this election is the issue of health care in the U.S.  On one side we have the democrats who think the government should be the authority, and in Hillarys case, make you forcefully pay for your insurance whether you want it or not.  On the republican side we have....well ya know, I really cant' figure out what the republican stand is on it aside from not wanting socialized health care. 

Conventional liberal thinking is that the government (and more money) can solve anything, even though this has been disproved so many times it's not even funny anymore.  Just take a look at our VA system, and tell me why in the world you would ever want the government that involved with your health care.

Now we do have problems regarding health care in this country, no doubt about it.  But how do we solve these problems?  It is not fair to make Americans have insurance by force, and it's not fair to make others pay for other peoples insurance.

So how should we start?

 

u.s. politics
19,766 views 54 replies
Reply #51 from JoeUser Forums Top
A doctor just out of med school makes between 95 and 150 an hour
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I'd take that. The current going rate for primary care locum tenens physicians in the southwest is $55 per hour and you pay your own malpractice.
Reply #52 from JoeUser Forums Top
I'd take that. The current going rate for primary care locum tenens physicians in the southwest is $55 per hour and you pay your own malpractice.
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All doctors pay their own malpractice insurance the hospitals have not paid that in decades. But the doctor still needs to be partially covered by the hospital and the doctors have to pay for privileges if they want to use that hospital. Even at 150 an hour it equates to 15 dollars an hour before taxes and after they pay their insurance and student loans. Part of the reason health care is so high is because doctors are leaving the profession in droves, even with insurance they can still lose everything with one law suit. Thanks to former Senator Edwards who won a 100 plus million dollar law suit, most obstetricians left the state because they could not afford insurance and food in the same month. Then the good Senator cries about the lack of affordable health care when he was the sole reason the costs skyrocketed in his state.
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Reply #53 from JoeUser Forums Top
I do think that people with pre existing health problems should be able to get insurance. Sure, it will cost them more just like auto insurance costs you more if you have a bad driving record. But they should have the opportunity to be covered. People need to be responsible for their own health care though. If they don't have to worry about the cost, they'll take more risks and they'll go to the doctor for every sniffle which will impede care for those who truly need it.
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What do you say for the people who are born with health problems.. Or
people who have genetic or hereditary conditions such as diabetes....Let them fend for themselves? Not all health problems are a single individuals fault. You cant fault a person for being born with a health condition anymore than a person that isnt
Reply #54 from JoeUser Forums Top
You cant fault a person for being born with a health condition anymore than a person that isnt
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No, I can't, but I also shouldn't have to pay for their problems although we already do (not fully but partially) just most people don't realize it. When a company has to get a health evaluation done on it's employees when enlisting with an insurance carrier, everyone pays a higher premium if anyone has serious risks. You could have say 35 out of 40 employees that rarely ever even go to a doctor, don't have any prescriptions but the other 5 have families with serious problems. The premium for everyone (including employer contribution) is then made higher to cover the risk.

Insurance is a business. Life isn't fair. Is it fair that some people go through life perfectly healthy while others suffer continual health problems? No. Is it fair to the insurance company to give a low premium to everyone because it's simply unfair that some have conditions that are no fault of their own? No. They are a business and need to be able to cover costs and still make a living. Is it then fair for everyone to have to pay a really high premium to make sure that everyone is charged the same no matter what conditions they have? No. That only benefits the insurance company and totally screws the people who never go to the doctor (is it their fault they're never sick?).